Best Budgeting Apps of 2023 are listed and explained herein. You will find this article informative and helpful for your research.
Best budgeting app in Nigeria
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A new year is here and we all want to revise our spending. We have spent so much in the past years and we desperately want a change in the way cash flows out of our hands. We have heard of budgeting and we want to make use of the technology to plan our budget.
Ever since the inception of Android, the world and order of doing things have been made simpler and faster. With our phones, we can do virtually everything and that includes budgeting our finances. In this article, we will expose you to some applications that would help make your budgeting easier and more realistic.
1. Mint
Do you think of Mint as a confectionery? We think of it as a very useful application in budgeting. It happens to be one of the oldest and most popular applications when it comes to budgeting.
The app is owned by the same company that makes TurboTax and QuickBooks; Intuit. The application gives users some unique features that will help them to track and manage their money wherever it may be.
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The app is built to also alert you when you are overspending so that you can call yourself to order and it is a cash flow system to help you see where your money is going each month.
2. PocketGuard
If what you want is an app that will keep you from spending too much, you should try out the picket guard. What the app does is it would link up all your financial accounts and helps you keep track of your spending in lieu of your budget for the month.
The app tracks your earnings and controls your spending. More importantly, is that the app goes ahead to look for lower deals for your subscriptions and notifies you so that you can save up some money.
3. You Need a Budget (YNAB)
This is a very useful app when it comes to budgeting because of its uniqueness when compared to other apps of its nature.
The app helps you budget your money to the last penny, giving you no opportunity to misuse funds and it is also programmed to work both on a PC and Android. The app appears to be the best for couples who want to track their expenses and meet up financial goals.
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4. Wally
This is a multi-currency app that works well in terms of other currencies. It is a free-to-use app that does not require any purchase and just like the others, it teams your earnings and expenses and gives you an overview of what is left of your budget to help you avoid overspending.
5. Personal Capital
If you are an investor, this is a very good app for you because it would offer you some robotic investment advice as well as a human advisor when you need one.
The major emphasis of this app is on investment, rather than other minors who just control your spending, this app advises you and equally helps you to invest your money wisely.
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There are other great apps on the store for your budgeting needs but the ones listed here have topped the table.
